wealth

KiwiSaver Contribution Increase From April – Why Higher Rates May Not Guarantee a Secure Retirement

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KiwiSaver Contribution Increase From April - Why Higher Rates May Not Guarantee a Secure Retirement

New Zealand’s KiwiSaver contribution rates are set to rise from 1 April, increasing to 3.5% for both employees and employers, with a further boost to 4% by 2028. While this move aims to strengthen retirement savings, new data suggests that higher contributions alone may not be enough to ensure financial security in later life. KiwiSaver Changes: What’s Happening in 2026? … Read more

The $50,000 Tax Trap That Could Cost Kiwi Investors Thousands

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When it comes to investing, most people focus on visible factors like returns, fees, and fund performance. However, there is a less obvious but equally important factor that can significantly impact long-term wealth—tax structure. For many Kiwi investors, misunderstanding how tax rules apply to their investments can quietly reduce gains over time, sometimes costing thousands of dollars without … Read more

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